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The portal e-pay.by is an online payment service for various services, offering users the ability to pay multiple services with a single payment. Users are required to enter their bank card number to use the shopping cart of services. The payment process involves several steps: first, users input their bank card number by following a link; next, they navigate to the page listing available services and add desired services to their cart by clicking on the image next to each service. If the selected service can be paid with the provided bank card, the image next to the service changes. Otherwise, the image remains the same. Users then proceed to the cart of services, confirm payment for the added services, and complete the payment process by entering their bank card details. Additionally, the portal informs users about temporary service disruptions, alternative payment methods, and upcoming changes in payment options.